Full information about startup Nubo on Unicorns Club

17 h

25 m

41 s

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17 h

25 m

41 s

Now's your moment: join as a startup or investor and get a welcome bonus — earn up to

Please wait, the image is uploading...

The uploaded image must not exceed 20 MB. Acceptable formats: .jpg, .jpeg, .png, .webp

Nubo

Nubo is a B2C, AI driven Personal Finance Fintech app for Gen-Z and Millennials, helping them build smarter money habits and earn real-life rewards through AI budgeting and rewards like discounts on food, shopping & more.

Spotlight

Nubo is a founder-backed startup, currently raising $175K

The startup is in the validation stage, testing its core assumptions

The company is focused on Europe: West

Current funding roundRound is open

Stage

Pre-Seed

Round size

$175K

Pre-money valuation

Limited Access

60% off

Investor equity

Limited Access

Revenue in the last 12 months

Limited Access

Valuation in 4 years

Limited Access

Instrument type

SAFEConvertible NoteWarrants

Target date

Dec 2025

Growth Forecast

Limited access

This data is under wraps

Funding readiness level

6/9

Enhanced investor presentation, focus on private investor outreach.

- There is an investor pitch deck that has been tested and fine-tuned and which includes a focus on the business potential and financials to attract investor interest.
- Insight into equity financing especially how investors think/evaluate, investment criteria etc. Decided to pursue equity funding and take in new owners.
- Decided on a first offer to private investors i.e. amount/valuation and use of funds

team Readiness Level

6/9

Diverse, committed team with business-tech expertise.

- Complementary team in place with technology and business as well as team diversity.
- Committed team where everyone is feeling responsibility and accountability.
- All key competencies necessary for the near term are present.
- Advisors (e.g. advisory board) and/or board members are considered and recruited.
- Low dependency on a single individual for specific key skill or expertise
- Awareness of risks to team performance (internal conflicts, politics, conflicting agendas/priorities)
- Initial recruitment and other activities for securing competence/resources completed successfully

Team Background

Background:

Not applicable

Meet the Team

Co-Founder

Amy Lewinger

CEO (Chief Executive Officer)

2 years of experience

BBA student at IE with a creative edge & a startup experience, skilled in marketing, UI/UX design & leadership, collaborated bringing digital strategy and design thinking into business projects.

Co-Founder

Ajinkya Deshmukh

CFO (Chief Financial Officer)

3 years of experience

IE Business School, Master in Finance alum, ex-M&A Advisor & PE Consultant (TMT) with experience in APAC & EMEA deals; blends expertise in finance, tech (AI/ML), and law for complex transactions.

Co-Founder

Angelica Trujillo

CTO (Chief Technology Officer)

16 years of experience

AI engineer & ISO risk manager with 15+ yrs uniting infosec, governance & dev. Expert in ISO 27001/31000, BCP/DRP, Microsoft 365 E5, SAP & EDR/XDR for secure AI solutions.

Co-Founder

Amy Lewinger

CEO (Chief Executive Officer)

2 years of experience

BBA student at IE with a creative edge & a startup experience, skilled in marketing, UI/UX design & leadership, collaborated bringing digital strategy and design thinking into business projects.

Co-Founder

Ajinkya Deshmukh

CFO (Chief Financial Officer)

3 years of experience

IE Business School, Master in Finance alum, ex-M&A Advisor & PE Consultant (TMT) with experience in APAC & EMEA deals; blends expertise in finance, tech (AI/ML), and law for complex transactions.

Co-Founder

Angelica Trujillo

CTO (Chief Technology Officer)

16 years of experience

AI engineer & ISO risk manager with 15+ yrs uniting infosec, governance & dev. Expert in ISO 27001/31000, BCP/DRP, Microsoft 365 E5, SAP & EDR/XDR for secure AI solutions.

Key metrics & Growth Rate

Revenue

Paid users

All users

Limited access

This data is under wraps

ABOUT

Demo

31 Jul 2025

Nubo is turning personal finance on its head, transforming budgeting from a chore into a reward-driven experience. By combining AI-powered coaching, real-time nudges, and a gamified rewards system, we’re moving beyond static banking apps to create a platform that doesn’t just track spending, it changes behavior. We’re helping a generation overspending on impulse finally save with intention, and get rewarded for it.

Details

Industries

Finance / FinTechB2C SaaSArtificial IntelligencePersonal Finance

Start date

10 May 2025

Name of legal entity

Nubo Corporation LTD.

Incorporation date

29 Jul 2025

Company location

United Kingdom

Country where most of the founders are currently located

Spain

STARTUP READINESS LEVEL

5/9

Building and Validating Lo-fi MVP

We've created a low-fidelity MVP to test with early adopters, seeking feedback to refine our solution and validate its effectiveness.

business Readiness Level

5/9

Market-tested business model components, updated canvas.

The business model (at least parts of it) is tested against customers for verifying hypotheses.
- The business model is updated and refined to new version based on customer feedback
- There is a first version of a more detailed revenue model incl. pricing hypotheses (what revenue streams are there, from what, when, how and what prices are possible?)
- The competitive position and differentiation is verified by market feedback.

Marketing

Marketing strategy

Limited Access

Channels

Limited Access

IP Protection Readiness Level

4/9

Verified IPR protection feasibility and business relevance.

- Confirmed novelty and patentability through searches/analysis by professional
- Confirmed possibilities for protecting other forms of IPR
- Possibly filed “provisional” patent application i.e. not professionally drafted and complete
- Analyzed (ideally with professional) the key IPR and what the priorities should be for what to protect (e.g. patent). Decided on alternative forms of protection if patents are not suitable.

customer Readiness Level

5/9

Secured product interest and customer relationships.

- General interest from customers/users for the product where the possible product/solution (core features) is confirmed to solve customers' problems (i.e. initial problem-solution fit)
- Existing contacts strengthened and/or more contacts established with additional customers. Deeper understanding of the market is achieved. Target customers are identified
- Established relationships with potential target customers, users or partners e.g. providing input on requirements and initial prototypes (e.g. resulting in updated product hypothesis).
- Defined who the target customers/segments are to be focused on as entry/first customers.

Customers geography

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7 key updates

Last updated: 5 March

Now's your moment: join as a startup or investor and get a welcome bonus — earn up to 350 Sparks

Now's your moment: join as a startup or investor and get a welcome bonus — earn up to 350 Sparks

Nubo

Spotlight

Nubo is a founder-backed startup, currently raising $175K

The startup is in the validation stage, testing its core assumptions

The company is focused on Europe: West

Current funding roundRound is open

Stage

Round size

Pre-money valuation

Investor equity

Revenue in the last 12 months

Valuation in 4 years

Instrument type

Target date

Growth Forecast

Funding readiness level

6/9

Enhanced investor presentation, focus on private investor outreach.

team Readiness Level

6/9

Diverse, committed team with business-tech expertise.

Team Background

Background:

Meet the Team

Amy Lewinger

Ajinkya Deshmukh

Angelica Trujillo

Amy Lewinger

Ajinkya Deshmukh

Angelica Trujillo

Key metrics & Growth Rate

Revenue

Paid users

All users

ABOUT

Details

Industries

Start date

Name of legal entity

Incorporation date

Company location

Country where most of the founders are currently located

STARTUP READINESS LEVEL

5/9

Building and Validating Lo-fi MVP

business Readiness Level

5/9

Market-tested business model components, updated canvas.

Marketing

Marketing strategy

Channels

IP Protection Readiness Level

4/9

Verified IPR protection feasibility and business relevance.

customer Readiness Level

5/9

Secured product interest and customer relationships.

Customers geography

Now's your moment: join as a startup or investor and get a welcome bonus — earn up to

Now's your moment: join as a startup or investor and get a welcome bonus — earn up to